The end of the year can be financially stressful for families. While the holiday season is very festive, it can also very demanding on your time and money. Gifts for everyone and trips to see friends and family can be expensive, and the absolute last thing you want to deal with an unforeseen dental issue. This is why it is the perfect time of year to schedule an appointment with your dentist in Oklahoma City, OK, Dr. Michael Kirk, Dr. Dan McNair, and Dr. Janice Henry. In fact, they could potentially save you thousands of dollars with a simple check-up.
Many dental insurance plans work by covering people up to a certain dollar amount of care each year. This amount resets on January 1st and does not roll over. Any unused money simply goes back to the insurance provider. Every year, hundreds of billions of dollars in dental benefits are lost by Americans. Dr. Kirk, Dr. McNair, and Dr. Henry do not want this to happen to you.
The national average amount of coverage is about $1,180-1,450 per person, but most people only use about 10% of that, easily losing about $1,000 (and that’s $1,000 per person for family plans) each year.
These plans are intended to cover two check-ups and dental cleanings per year, as well as leave enough money for any other procedures that might be needed. Oral health is essential for overall health, which is why most plans will cover standard preventive care 100%. These unused benefits don’t only mean a loss in dollars, but a loss in essential care as well.
What You’re Missing
Dental cleanings and check-ups can easily prevent most dental issues before they even start. They are important because you simply have too many tiny surfaces on your teeth that you cannot clean at home. A professional cleaning is able to reach these trouble spots and stop tooth decay.
A check-up gives Dr. Kirk, Dr. McNair, and Dr. Henry the chance to catch any problems you might have early and treat them conservatively. A small cavity that only needs a filling today may require a root canal and a crown later. Dental insurance is intended to help you and your family get this routine care and avoid expensive restorative procedures that may lead you to pay out-of-pocket costs. A dental issue, especially at this time of the year, can be very inconvenient and prevent you from eating your favorite holiday foods.
We Will Take Your Insurance
We want to make it as easy as possible for you to use your dental insurance in Oklahoma City, OK, which is why we will always take your insurance (unless your plan specifically says we cannot). We will even file the claims for you. Be sure to study your plan to know how much coverage you have available, as well as what procedures are included. Regardless, we will always work with you and your insurance provider to get the most out of your benefits.
Want to Know More?
At the end of December 31st, 2016, any of your unused dental benefits will simply disappear. That’s thousands of dollars in care that could save you time and discomfort. You paid for your benefits, so use them to help you and your family. Don’t wait until next year to get your teeth cleaned or repaired. Make an appointment with your family dentist in Oklahoma City, OK, Dr. Kirk, Dr. McNair, or Dr. Henry today and have one less thing to worry about this holiday season.